The Digital
Identity Wallet
for Angola.
Identity Wallet
for Angola.
INVESTOR DECK ยท 2026
CONFIDENTIAL ยท KUATA INVESTOR DECK 2026
Agenda
Opportunity
1.0
1.1The Problem1.2Market Sizing
1.3Market Opportunity1.4Why Now
Product
2.0
2.1Solution2.2How It Works
2.3User Journey2.4Police Verification
2.5Tech & Architecture
Market
3.0
3.1Competitive Landscape3.2Why Kuata Wins
3.3Who We Serve First
Business
4.0
4.1Revenue Model4.2Unit Economics
4.3KPIs4.46-Year Projections
4.5Roadmap
Raise
5.0
5.1The Ask5.2Data Sovereignty
5.3What The Raise Unlocks5.4Key Takeaways
KUATA ยท INVESTOR DECK 2026
PART ONE
2026
Opportunity
A nation ready. A market open. A window closing.
1.0
THE PROBLEM
Angolans carry their lives
in a worn leather wallet.
in a worn leather wallet.
1
Physical, fragile, replaceable only in person.
Losing a Bilhete de Identidade means 72+ hours at SIAC, paperwork, fees, and lost workdays โ every single time.
2
Zero interoperability.
Identity, driver's license, insurance, and vehicle papers all live in separate silos โ no single place to view, verify, or present them.
3
Verification is slow and manual.
Banks, police checks, hospitals, and employers still verify documents by eye. Fraud is easy, trust is expensive.
KUATA ยท INVESTOR DECK 2026
MARKET SIZING ยท ANGOLA AT A GLANCE
36.8 million people.
18.2 million smartphones.
One wallet to rule them all.
18.2 million smartphones.
One wallet to rule them all.
Sources: DataReportal Digital 2026; Statista; World Bank.
Android82%
iOS12%
Other6%
Android-first engineering. iOS parity at public launch.
KUATA ยท INVESTOR DECK 2026
WHY NOW
The window is open.
Three tailwinds are converging in Angola right now โ none will still be this fresh in 24 months.
74%
Wireless Penetration
Mobile is already how Angolans reach services โ internet banking, telemedicine, tele-education.
2023โ27
National Development Plan
The government has an active mandate to digitise public services and expand administrative modernisation.
72h
Avg BI Issuance Time
Every physical document touchpoint is a cost โ for the state and the citizen. Digital eliminates it.
Sources: Minister of Telecommunications (Angola), 2025; National Development Plan 2023โ2027; Ministry of Justice (DNIRN).
KUATA ยท INVESTOR DECK 2026
PART TWO
2026
Product
One app. Every document. Every ministry.
2.0
THE KUATA SOLUTION
Seven documents.
One secure app.
One secure app.
Kuata is a mobile-first digital wallet built for the Angolan citizen, replacing the physical collection of documents they carry every day with a single, verifiable digital identity.
Biometric + PIN secured
Offline QR verification
Portuguese-first, Umbundu & Kimbundu roadmap
Welcome!
Let's get to it
Let's get to it
K
๐ฌ
Continue with Google๐
Sign in with Appleโ NOTIFICATIONS
Kuata App
Push
New Features
Support Chat
Documents
BI ยท Carta ยท Passporte
Veรญculo ยท Seguro
โฌ
REPLACE
IMAGE
IMAGE
โ
โฌ
KUATA ยท INVESTOR DECK 2026
HOW IT WORKS
The moat is the API.
Kuata's value isn't the app โ anyone can ship a UI. The value is the trusted data pipeline connecting it to the state.
1
Ministry of Justice & Human Rights
DNIRN โ Direcรงรฃo Nacional de Identificaรงรฃo, Registos e Notariado
Bilhete de Identidade ยท Birth certificates ยท Marriage certificates
2
Directorate of Aviation & Transit
Ministรฉrio dos Transportes / National Traffic Directorate
Driver's license ยท Vehicle registration ยท Insurance matching
3
Insurance & Commercial Partners
Private-sector integrations
Health insurance cards ยท Auto insurance ยท Loyalty & membership cards
4
Serviรงo de Migraรงรฃo e Estrangeiros
SME โ Migration and Foreigners Service
Passports ยท Travel and border-crossing documents
KUATA ยท INVESTOR DECK 2026
USER JOURNEY
From download to first verified doc: 90 seconds.
From install to first verified digital document on-device. Benchmark: global wallet average > 4 minutes.
1
Download
App Store / Play Store
2
Verify Identity
Scan BI + selfie liveness
3
Ministry Sync
DNIRN validates in real-time
4
Docs Loaded
All linked docs appear
5
Present & Verify
QR code, biometric-locked
KUATA ยท INVESTOR DECK 2026
POLICE VERIFICATION ยท B2G WORKFLOW
Every stop becomes a
sovereign data event.
sovereign data event.
When a traffic officer stops a driver, Kuata handles the handshake, records the interaction, and returns real-time status from the police database โ all in one verified exchange.
1
Driver Stops
Officer requests documents
2
QR Handshake
Verifier device reads citizen app
3
Signature Valid
JWS verified offline <1s
4
Police DB Check
Warrants, incidents, accidents
5
Event Logged
Officer ID, date, time, location
!
Every Verification is Logged
Date ยท time ยท location ยท officer name ยท officer ID ยท citizen ID ยท document presented ยท outcome
Audit trail is immutable, citizen-visible, and retained under Angolan Law 22/11 on Personal Data Protection.
KUATA ยท INVESTOR DECK 2026
TECH & ARCHITECTURE
Cloud-native.
Built to pass a ministerial audit.
Built to pass a ministerial audit.
01
Mobile Clients
React Native + native biometric modules (Face ID, fingerprint). Offline-first storage with encrypted local cache.
02
Backend & APIs
Node.js microservices, GraphQL gateway. Stateless by design; horizontal scale via container orchestration on AWS ECS Fargate.
03
Identity & Security
Hardware-attested keys, end-to-end encryption per document, FIPS 140-2 KMS, ISO 27001-aligned, zero-knowledge verification flows.
04
Cloud & Conformidade
AWS af-south-1 (Cape Town). Regional data residency. SOC 2 Type II roadmap, GDPR-aligned data model.
05
Gov. Integration Layer
Dedicated adapters per ministry (DNIRN, SME, Transit, Insurance). Event-driven sync; revocation-aware verification.
06
Observability
Full audit trail per verification event. Tamper-evident logs for compliance and citizen data-access transparency.
KUATA ยท INVESTOR DECK 2026
PART THREE
2026
Market
No competitor. No precedent. No ceiling.
3.0
COMPETITIVE LANDSCAPE
No one owns
the Angolan wallet.
the Angolan wallet.
Global wallets solve loyalty & payments. Identity platforms solve storage. Neither is built for the Angolan citizen, integrated with Angolan ministries, or localised in Portuguese.
Apple Wallet
No state integrations. No Portuguese.
Google Wallet
No ministry APIs. No offline verification.
Global ID Apps
Not adapted for Angola. No DNIRN/SME integration.
KUATA โ
Built for Angola. Ministry APIs. Portuguese-first. Offline-capable.
Language
๐บ๐ธ English
๐ต๐น Portuguรชs
๐ช๐ธ Espaรฑol
๐ซ๐ท Franรงais
Build your digital Wallet
K
Angola-native ยท DNIRN verified
โฌ
REPLACE
IMAGE
IMAGE
โ
โฌ
KUATA ยท INVESTOR DECK 2026
WHY KUATA WINS
What makes this
difficult to copy.
difficult to copy.
01
Sovereign-grade Integrations
Direct API contracts with Angolan ministries aren't bought โ they're earned. First-mover lock-in on a relationship-heavy market.
02
Built for Angola, Not Adapted
Portuguese-first UX, tuned for low-bandwidth networks, offline-capable verification, local payment rails ready.
03
Government-aligned, Citizen-owned
The state wins modernisation; the citizen wins convenience. Kuata sits cleanly in both columns.
04
Expandable by Design
Once identity is on-rails, everything else โ fintech, health records, voting credentials, digital keys โ plugs into the same trusted layer.
KUATA ยท INVESTOR DECK 2026
PART FOUR
2026
Business
Three revenue engines. Zero citizen fees.
4.0
REVENUE MODEL
Three engines.
Every sector covered.
Every sector covered.
B2G
Government
Unlimited verification licenses paid annually by ministries
Police device leasing โ monthly fee covers verification hardware, maintenance & full replacement
Lock-in via contracts. No seat limits.
Recurring ยท Predictable ยท Sticky
B2B
Enterprise
Insurance companies via API โ police officer verification in hospitals
Bank device leasing โ verification equipment for ID card validation at branches
Employer access cards โ companies create digital employee IDs, rent digital locks & access gates
API Fees ยท Device Leasing ยท Subscriptions
B2C
Citizens
Free tier โ full digital wallet, all 7 documents, QR verification, offline access
Premium tier โ adds Akili AI assistant: bill payments, ticket booking, gov services, P2P transfers
Mass adoption drives verification volume โ B2G revenue
Freemium ยท Network Effect ยท AI Upsell
KUATA ยท INVESTOR DECK 2026
ENTERPRISE PRODUCT ยท DIGITAL ACCESS
Companies go keyless.
Kuata is the infrastructure.
Kuata is the infrastructure.
Digital Employee Access Cards
Companies issue digital ID badges through Kuata's enterprise portal. Subscription priced per employee seat.
๐ชช
Digital Locks & Access Gates
Buildings, offices, and parking use Kuata-compatible NFC/BLE locks. Hardware rented or sold โ maintenance included in lease.
๐
Akili AI โ Premium Feature
Claude via Amazon Bedrock: pays bills (ENDE/EPAL/telecoms), books tickets (TAAG, Multicines), handles P2P transfers โ all confirmed via Face ID.
๐ค
B2C Subscription Tiers
FREE
โฌ0
โ All 7 documents
โ QR verification
โ Offline access
โ Biometric lock
โ Akili AI
โ QR verification
โ Offline access
โ Biometric lock
โ Akili AI
PREMIUM
โฌ2.99/mo
โ Everything Free +
โ Akili AI Assistant
โ Bill payments
โ Ticket booking
โ P2P transfers
โ Akili AI Assistant
โ Bill payments
โ Ticket booking
โ P2P transfers
Enterprise Pricing Model
Subscription based on employee count ยท Digital lock rental/sale ยท 24-month minimum contracts ยท Maintenance SLA included
KUATA ยท INVESTOR DECK 2026
UNIT ECONOMICS
The math works when
the wallet is the default.
the wallet is the default.
โฌ0.40
Blended CAC
Government co-marketing + SIAC point-of-issuance distribution drives acquisition cost far below regional fintech benchmarks.
โฌ11.20
3-yr LTV
B2B verification fees + premium features compound as document types grow per user.
28ร
LTV : CAC
Healthy benchmark is 3ร. Kuata distribution advantage creates exceptional capital efficiency.
Model assumptions: 1M MAU by Y3 ยท 40% monthly verification rate ยท โฌ0.18 average B2B fee ยท โฌ150K seed extends 18-month runway through MVP and certification (ISO 27001, 9001, SOC 2, GDPR, PCI DSS).
KUATA ยท INVESTOR DECK 2026
6-YEAR FINANCIAL PROJECTIONS ยท 2026โ2031
Revenue trajectory across B2G ยท B2B ยท B2C
โฌ5.5M
Total Revenue Y6 (2031)
1.5M
MAU by Year 6
72%
Gross Margin (Y3 onwards)
B2G
B2B
B2C
Projections. PALOP expansion from Y4.
KUATA ยท INVESTOR DECK 2026
KEY PERFORMANCE INDICATORS
What we measure.
What success looks like.
What success looks like.
MAU BY YEAR 3
1.0M
Monthly active citizens
VERIFICATION EVENTS
120M
Annual verifications by Y3
ACTIVATION RATE
78%
Install โ first verified doc
LTV : CAC
28ร
Benchmark: healthy = 3ร
GROSS MARGIN
72%
Year 3 steady-state
GOVT RETENTION
100%
Lock-in via licence contracts
KUATA ยท INVESTOR DECK 2026
ROADMAP
Where we're going โ
quarter by quarter.
quarter by quarter.
Q3 2026MVP + Pilot
100%Private beta โ 500 users Luanda. BI + driver's license. First DNIRN integration sandbox.
Q1 2027Public Launch
70%App Store / Play Store. All 7 document types. First signed ministry contract live. 20K MAU target.
Q3 2027Scale & B2B
45%API verification open to banks, telcos. Insurance partner onboarding. Enterprise access cards launch. 250K MAU.
Q1 2028Regional Expansion
20%PALOP: Mozambique, Cabo Verde, Sรฃo Tomรฉ first. Series A trigger. 1M MAU trajectory.
KUATA ยท INVESTOR DECK 2026
PART FIVE
2026
Raise
MVP. Certified. Contracted. In 5 months.
5.0
THE ASK
We're raising
โฌ150K seed.
Enough to ship the MVP, secure all key compliance certifications, and sign the first ministerial contract.
Product & Eng
MVP build โ citizen app, verifier app, backend, cryptographic signing service.
46.7%
โฌ70K
Compliance
ISO 27001, 9001, GDPR, SOC 2, PCI DSS certifications. DPIA under Angolan Law 22/11. Legal counsel.
16.7%
โฌ25K
GTM & Brand
CTO hire, 4 engineers, mobile + backend build-out through public launch.
13.3%
โฌ20K
Operations
18-month runway to first signed contract and Series A milestone.
23.3%
โฌ35K
KUATA ยท INVESTOR DECK 2026
DATA SOVEREIGNTY ยท OUR COMMITMENT
No equity stake for the state.
Full sovereignty guarantee.
Full sovereignty guarantee.
Kuata remains 100% founder-led and venture-fundable. Data sovereignty is guaranteed through architecture and certification โ not through ownership. Citizens' data never leaves Angola.
Our Certifications
โ
ISO 27001 โ Information Security Managementโ
ISO 9001 โ Quality Management Systemsโ
GDPR โ Data Protection & Privacyโ
SOC 2 Type II โ Security & Availabilityโ
PCI DSS โ Payment Card Industry SecurityLocal Data Residency
All citizen data is stored in the AWS region closest to Angola โ af-south-1 (Cape Town). Ministerial data processed on sovereign cloud infrastructure. No cross-border data transfer without consent.
Zero-Knowledge Architecture
Documents are cryptographically signed and verified without raw data exposure. Kuata never sees plaintext citizen data โ only verified attestations.
Immutable Audit Trail
Every access event logged under Angolan Law 22/11. Citizens can see who accessed their data, when, and why. Full transparency by design.
KUATA ยท INVESTOR DECK 2026
WHAT THE RAISE UNLOCKS
Eighteen months.
Five milestones.
One trajectory.
Five milestones.
One trajectory.
1
MVP Shipped
All 7 document types live in private beta.
2
Ministry Contract
DNIRN integration in production.
3
Public Launch
iOS + Android, nationwide availability.
4
B2B Product Open
First 5 banks or telcos integrated.
5
Series A Ready
1M MAU trajectory, recurring B2G revenue.
KUATA ยท INVESTOR DECK 2026
KEY TAKEAWAYS
Why Kuata wins,
in six lines.
in six lines.
01
Certified Sovereignty
Data sovereignty guaranteed by ISO 27001, 9001, GDPR, SOC 2 & PCI DSS โ not by equity. Founder-led, venture-fundable, sovereign-trusted.
02
Built for Angola
Portuguese-first, Android-optimised, low-bandwidth, offline verification โ not adapted. Native.
03
Multi-channel Revenue
B2G licensing + B2B APIs + B2C Premium + Enterprise access cards โ four independent streams, none dependent on citizen payments.
04
Audit Trail as a Feature
Every verification logged with officer ID, location, and time โ compliance becomes product.
05
Capital-efficient Growth
โฌ150K to MVP and full certification. 28ร LTV:CAC and โฌ0.40 blended CAC driven by SIAC point-of-issuance.
06
Regional Optionality
PALOP (Portuguese-speaking Africa) expansion designed into the architecture from day one.
KUATA ยท INVESTOR DECK 2026
K
Thank
you!
+1 (470) 642-9141
jc@josimar.dev
www.josimar.dev
CONFIDENTIAL ยท KUATA INVESTOR DECK 2026